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You've got your wishlist in hand, budget amount in your head, and you are ready to shop. It can be a bit overwhelming, and really easy to get off track. Here's how to make the most of your time and  money.


Shopping for me is all about the visual. There is temptation everywhere, due to strategic product placement and pretty displays. Instead of wandering through the mall, being enticed by every pretty thing you see, start by going to your favorite stores, or the stores you normally have the most luck at. If you tend to spend more money when physically going into stores, stick to online shopping where you can shop by category or color instead of being able to browse through every item at the mall. If you are familiar with the fit of a particular store and are know their return policy, you may be more successful at sticking to your wishlist and your budget.


Don't get too caught up in labels. Tons of celebrities and bloggers alike have said the key to their style is mixing both high and low end pieces. Don't shy away from Forever 21, Old Navy, or Target because of their low price points. You can find some real gems in there! Its more important to buy something that you love and will wear than what brand is on the label.


Look for the items on your wishlist first. Its easy to get side tracked by all the other pretty things in the store, but if you stick to the pieces you have already decided you need/want and know you will wear, you will feel better about the purchases you make.


Try things on. I know it can be annoying, takes too long, whatever, but this will ensure that you won't go home with anything that looked better on the rack than it did on your body. This is especially important if you are the type of person who doesn't like the hassle of returning things.

These are the questions you should ask yourself in the dressing room:

1. Do you love it?
If you don't love it, don't buy it. You will find something better.

2. Does it fit?
If yes, great! If the answer is no, don't put it back on the rack just yet. If its an item that can be easily tailored, like a new hem in a pair of pants or skirt, it may be worth it. But if its something that will take a lot of work and could potentially be expensive, you may want to reconsider. Check out this post for the story of my $35 sale dress that ended up costing $135 after tailoring. If I had realized it would cost that much to get the proper fit, I probably would not have bought it in the first place.

3. How often will you wear it?
You can probably bet that a black pencil skirt will get a lot more wear than a pair of hot pink stiletto sandals will. Fashion magazines support the "cost-per-wear ratio", and while I think there is some value to it, I don't think you need to break out your calculator in the dressing room. Nor do I think that just because you will wear that black pencil skirt once a week for the next year, you should make it a splurge purchase. You can buy a really nice pencil skirt for $60 at The Limited that will do you just as much good as the $150 J.Crew version.

I think the real answer to this question is if the item will be a practical part of your wardrobe. Maybe you love those hot pink stiletto sandals, but you know you will only wear them once. In that case, you may want to settle for a more practical pair of heels, something you can wear to work and out on the weekends.

4. Do you have something to wear it with?
I've read that you should be able to come up with three ways to wear an item of clothing before you buy it, and I really love that theory. I think we've all found ourselves buying something really eccentric just to realize that we don't have anything to wear it with after we bring it home. Just be realistic about items like this, realizing that you may have to purchase more to make a complete outfit.

5. Is the price right?
Just because something is on sale, doesn't mean you should buy it. Would you buy it at full price? If not, you may want to rethink the purchase. If the price is too high, wait for a sale or coupon code, or shop around to find a similar item at a lower price.


After you get your items home, keep your receipts, and don't remove tags until you have worn something. This way you can return the item if it doesn't look as good hanging in your closet as it did in the store.

If any of these tips just don't work for you, don't follow them, or rethink them to make them fit your needs. I've frequently heard the advice, "If you like something so much that you are still thinking about it the next day, go back and buy it." That would give me license to buy everything I see! It's really easy for me to fall in love with something quickly, only to forget about it after I buy it, so I don't follow this bit of advice. For me, it is more practical to wait a longer time period before buying something, like two weeks to a month. By waiting, it helps me to decide whether I really like something and will wear it, and gives me time to find something I may like even better!

For those of you who have followed my recovering shopaholic mini-series, I sincerely hope that some of the tips and tricks I presented are helpful! I will be following my own advice as I get into the habit of shopping smarter, and doing less of it. If any of you needs an accountability buddy, or want to discuss smart shopping habits, feel free to contact me! I'd love to help.

Check out the other posts from my Recovering Shopaholic series!

How to Shop Your Closet

How to Shop on a Budget

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If you are anything like me, it is very easy to go overboard while shopping. Having some checks and balances in place will really help you stay on track,  while still being able to have some fun with your wardrobe. A couple weeks ago, I talked about how I want to get my spending in check in the clothing department, and these are my rules of the road to make that happen.


My first tip to shopping on a budget is, well, make a budget!  I want to give you a little insight into what I did before I had a specific clothing budget, and why I think it is so important to have one. I've always had a budget, but not having "shopping" listed in it left me trying to grab from other categories to purchase clothing. For example, I would think, "oh, I'll just not eat out as much, so I can buy this skirt." But towards the end of the month (I get paid monthly), I had depleted my entertainment budget with one week left until payday. Not good.

To create a budget, its as simple as taking your monthly/bi-weekly/quarterly income (however you want to look at it) and subtracting all your expenses. This means rent/mortgage, bills, groceries, entertainment/eating out, transportation; basically any money that is going out over the course of your budget time frame. I also subtracted the amount I want to save each month before coming up with a realistic figure that I can spend on clothing.

Once you have subtracted all your expenses, whatever you have left is what you can work with for a clothing budget. I separate this amount into a clothing category and an "extras" category for any pesky unexpected expenses, that way I'm not using all my leftover cash for shopping. And voila! You have a reasonable amount to spend on clothes without going overboard. This is what's going to save you from racking up credit card debt.

For more budget resources, see here and here.


Now that you know what you have to spend, make a list  of what pieces you are looking to purchase. This can include items from your list of completer pieces you compiled after a "shop my closet" session (see last week's post), and maybe a few trendy items you have been eyeing. Having an idea of what I am looking for stops me from doing the afternoon Forever 21.com browse, resulting in numerous frivolous items in my cart (which if I'm having a particularly bad day, I may just purchase). Blew my budget right there.

If I know that in the month of November, I want to purchase a plaid button-up, faux-leather pencil skirt, and a new coat, my shopping will be much more focused. I can shop for those items first, and then use any leftover budget for something that caught my eye during the month. Or, you can roll that money over to spend next month.


Find a system that works for you. Do it on paper if you like. If you have a smartphone, I find that a budgeting app is really convenient. I use Spending Tracker. I enter in my total budget amount, then track each expense  as it comes in and categorize it. I can also view graphs that show me how much I have spent in each category. Having to manually enter each expense keeps me accountable, and I can quickly and easily see how much I have spent that month.

You can also use Mint.com if you don't want to manually track each purchase. Link your bank account and credit card(s) to your account, and your purchases will be categorized in Mint based on what store/site the charge came from. You can track your spending over time with various graphs. I found this site to be less helpful for  me because I wasn't having to record each purchase myself, and would go weeks without checking my account to see how I was doing.


This is very important! The more coupons you can get your hands on, the further you can stretch your budget. I never purchase anything online without first checking RetailMeNot.com for a coupon code.  You can also sign up for a store's email list and get a coupon for your first purchase. Email lists are also great to stay in the know about the latest and greatest sales and promos, but don't use them as an excuse to shop each time one with a 30% off subject line enters your inbox.

Get familiar with the sales and promotions run by your favorite stores. If you are eyeing something at J.Crew Factory, I can guarantee you that if you wait a week or two, you will see a 30-40% off promo going on. Same goes for stores like Express, Limited, Loft, Old Navy, Banana Republic, and Gap. These stores all run frequent promotions, so wait a few days for that sale notification email before you buy. It also helps to know the return policies of the stores you shop at. Some stores have a certain window where you can get money back on an item you purchased if it goes on sale after you bought it.

Another way you can save money is by setting up sale alerts on Shopstyle.com. Find an item you like and click the Sale Alert button to enter an email address where you would like to be alerted of a price markdown. I really love Shopstyle as an all-around great shopping resource. So many great retailers are a part of their network, so it makes it really easy to search for a specific item and find tons of options. I always sort my searches from lowest to highest price to get the best deal.


If you don't think you can stick to a budget on your own, recruit your husband, best friend, sister, whoever you can count on, to help you out. In order for this budget thing to work, you have to be responsible about spending your money. Be honest with yourself  and your accountability buddy. Don't beat yourself up if you spend a little over your budget, just subtract that amount from next month's budget. It's going to take a little while to get used to, especially if you are just starting out like I am.


1. Avoid random "browsing trips" or "emotional shopping." Always have a mission or specific item you are looking for before you leave the house. As far as "emotional shopping" goes, find a less expensive way to treat yourself on a bad day if you are prone to retail damage (your favorite dessert, a new nail polish or lipstick, etc).
2. Set a limit on how much you prefer to spend on each item of clothing (example, maximum $50 on a pair of jeans, $30 on a top, $75 on a bag, etc.). Of course you don't always have to stick to it 100%, but it can help limit "splurge" purchases.
3. To save up for a more expensive item, set aside a certain amount from your clothing budget each month until you have enough to purchase it.
4. If you prefer online shopping, limit your time spent browsing online. The more time you are looking, the more items you will find that you will be tempted to buy.

Like last weeks shop your closet post, the tips I've put together are pretty simple and straightforward.  For those of us who want to be a little wiser about our spending, its all about coming up with plan and sticking to it. Next, I'll be sharing my tips on how to be a smart shopper once you hit the stores, so make sure to check back next Tuesday!